Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ann, a proven Roanoke, Salem and Botetourt County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Find Roanoke, Salem and Botetourt County Homes - Find Roanoke, Salem and Botetourt County, Virginia real estate listings & homes for sale provided by Ann, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Ann, a proven Roanoke, Salem and Botetourt County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ann, a proven Roanoke, Salem and Botetourt County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Roanoke, Salem and Botetourt County Information - Find local information on Roanoke, Salem and Botetourt County, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ann, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Ann, a proven Roanoke, Salem and Botetourt County, Virginia NUMBER1EXPERT™ Top Selling real estate agent. About Ann - Information about Ann including testimonials, guarantees, credentials, and contact information. Learn why Ann is a proven Roanoke, Salem and Botetourt County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
|
| Q |
What three things are necessary in order to purchase a home?
|
| A |
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERT™ 
